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What pitfalls to avoid for his loan?


In terms of real estate loan and consumer loan, it is safer to choose to do business with a reputable financial institution.

It is recognized by the quality of its services, the rate it offers and its credibility. It avoids addressing intermediaries, associations that ask commissions to negotiate the loan.

Find out about rates

Banks offer a revisable rate more interesting than a fixed rate, relative to the interest rate, the latter oscillates between 4 and 7% in the context of a personal loan, as regards the revolving loan, it oscillates between 15 19% depending on the sum borrowed beyond 1 500 euros. (These rates are indicative because they evolve without ceases, it is impossible for us to give you an exact rate which will reflect the reality). You can go to the fast loan specialist website : http://loan-rapide.co/ to keep you informed of current rates.

Do not be fooled by duplicates

Before taking out a loan, it is important to understand the advertising terms used by financial institutions. When you are going to take out a loan, you will have to look at the APR to get a general idea of ​​the rate, so any additional fees will be directly included in the loan offer. Some institutions are proposing to use the loan redemption to make a loan over a longer period. Yet, the cost of loan can explode if it is not properly done.

Remember to group your loans

If you have contracted too many loans, one of the main pitfalls is to keep them and end up at the end of the month completely suffocated. Well-known organizations also known as IOB ( intermediary in banking operation ) can help you build a file and you get the best rate that exists at the time of your editing file. Do not hesitate to start a restructuring operation.