This 24e The annual employer survey provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, offer rates, welfare and employer practices. The 2022 survey included 2,188 interviews with non-federal public and private companies.
Annual premiums for employer-sponsored family health coverage reached $22,463 this year, with workers paying an average of $6,106 for the cost of their coverage. The average deductible among workers covered in a plan with a general annual deductible is $1,763 for single coverage. Small business workers contribute on average almost $2,000 more to the cost of family coverage than small business workers. They also have to deal with general annual deductibles that are on average $1,000 higher. This year’s report also examines employers’ experiences and perspectives on mental health and addictions services, telemedicine and wellness programs.
Survey results are published in multiple formats, including a comprehensive report with downloadable tables on a variety of topics, a summary of findings, and an article published in the journal Health Affairs.
- A press release announcing the release of the 2022 Employer Health Benefits Survey is available.
SUMMARY OF FINDINGS
- The Results Summary provides an overview of the 2022 survey results and is available under the Results Summary tab.
- The full Employer Health Benefits Survey report includes over 200 exhibits and is available under the Report tab. The “Report” tab contains 13 separate sections. Users can view each section separately or download the section exhibits from the right side of the respective section page.
- Over 20 presentation slides from the 2022 Employer Health Benefits Survey are available as a slideshow.
- Standard errors for selected estimates are available in the technical supplement.
- Surveys of employer health benefits from 1998 to 2021 are available here. Please note that historical survey reports have not been revised with methodological changes.
- Researchers can request a public-use dataset by going to Contact Us and choosing “SUJECT: Health Costs”.